Jeremy Durham

Blog

  • Vols vs. Auburn: Alex Golesh Comes Back to Knoxville

    Vols vs. Auburn: Alex Golesh Comes Back to Knoxville

    Auburn’s head coach used to call plays for Josh Heupel. His co-defensive coordinator used to run Tennessee’s defense. His co-offensive coordinator used to coach Tennessee’s receivers. That’s not a game, that’s a family reunion nobody wanted.

    My TriStar Daily preview made the case for both sides. Golesh knows the playbook, and Tennessee’s line gave up 10 sacks to Texas. But Auburn’s 3-1 start didn’t hold up under a close look: a one-point win over Baylor, 44 allowed to Florida, and 21 points against Vanderbilt.

    Bottom line: the ex knows all your secrets, but he’s still eating in the visitors’ dining room.

    Read the full column at TriStar Daily: https://tristardaily.com/ut-v-auburn-the-ex-comes-to-dinner/

    Get my columns by email: https://jeremydurham.substack.com

  • Vols vs. Texas: Settling Which UT Is the Real One

    Vols vs. Texas: Settling Which UT Is the Real One

    Tennessee was founded in 1794. Texas opened in 1883. So when No. 1 Texas made its first trip ever to Neyland Stadium, we figured somebody should point out which UT got here first.

    My preview for TriStar Daily looked at why this Texas team was beatable in Knoxville: it went 0-5 against the spread on the road last year, Tennessee was out-rushing it by almost 400 yards through three games, and 101,000 people at noon is not a place a young road team wants to be. Faizon Brandon against Arch Manning was the headliner, but the line kept dropping all week for a reason.

    I took the Vols and the points. (They covered. We’ll talk about the final score some other time.)

    Read the full column at TriStar Daily: https://tristardaily.com/the-real-ut-stands-up-on-saturday-in-knoxville/

    Get my columns by email: https://jeremydurham.substack.com

  • An Overview of Brentwood Baptist in Tennessee

    An Overview of Brentwood Baptist in Tennessee

    Tennessee’s Brentwood Baptist Church was founded in 1969 and has grown steadily since, building а new sanctuary, broadening its community outreach, and evolving into a multi-site congregation. Key milestones include the dedication of the Concord Road campus in 2002 and reaching а membership of 10,000 in 2016. The church celebrated half a century of ministry in 2019.

    Brentwood Baptist currently serves communities across Tennessee through nine campuses, including the main Brentwood campus on Concord Road. The church’s mission is to “engage the whole person with the whole gospel of Jesus Christ anywhere, anytime, with anybody.” This commitment springs from the belief that Christ is the ultimate source of truth and life, and all good things come from Him. This foundational purpose shapes how each campus operates.

    Guiding Brentwood Baptist’s day-to-day work and long-term direction are several core values. “Gospel first and always” puts the good news of Jesus Christ at the center of all life and ministry. “Intentional innovation” focuses on using resources and creativity thoughtfully to help people connect with Jesus. The church values “crossing cultures,” sharing the gospel with people of all kinds. Brentwood Baptist also champions the unique calling of individuals, recognizing that God gives everyone specific gifts, passions, and talents to spread the gospel. Finally, the church values discipleship, growing a network of believers.

    Brentwood Baptist emphasizes the church’s role in uniting а world grappling with discord. The approach rests on the belief that ultimate reconciliation is only possible through Christ. It aims to align the church’s actions (orthopraxy) with its beliefs (orthodoxy) to promote unity among people and reconcile them with God. The church’s seven-day prayer guide for racial reconciliation prompts reflection, prayer, and steps toward unity and justice, tying each day to a scripture passage and prayer points to shape personal growth.

    For Brentwood Baptist, membership helps deepen spiritual life and connects people meaningfully with the church community. Membership shows that a person accepts Christ as Lord and Savior and places Him at the heart of their faith. Baptism is an outward expression of this inner commitment.

    The church also invites members to share personal faith journeys to inspire others. New members attend an introductory class to learn the church’s beliefs, values, and ways to get involved. There are also membership paths for students and kids.

    Brentwood Baptist Church prioritizes the development of leaders for ministry and kingdom advancement. The church channels this work through its Middle Tennessee Leadership Institute (MTLI), which offers various initiatives. The Center for Christian Coaching helps leaders learn how to guide faith-based talks that help people grow. The Ministry Residency, a two-year program, trains leaders for full-time church roles, while the Bivocational Residency empowers individuals to lead in ministry while maintaining their regular jobs.

    MTLI also operates the TNT program, a yearlong initiative that builds well-rounded leadership skills applicable to personal life, disciple-making, and broader Christian service. The EQUIP partnership with Southeastern Baptist Theological Seminary offers accredited master’s-level studies in Christian ministry. Internships through MTLI provide valuable hands-on experience and clarity for those exploring a call to ministry.

    Financial stewardship enables Brentwood Baptist Church’s work. The church promotes thoughtful and generous giving to fund gospel-sharing efforts locally and worldwide, support community outreach, and supply resources for spiritual growth. People can contribute in several ways: during Sunday services, by mail, through stock transfers, via estate plans, or as IRA distributions for those over 70. The church views giving as an act of trust in God, recognizing His provision and returning a share to Him.

  • A Look at Common Real Estate Investment Mistakes to Avoid

    A Look at Common Real Estate Investment Mistakes to Avoid

    Real estate investing has unique challenges. Identifying and correcting typical risks at the initial stage can help investors avoid costly mistakes while leading them toward long-term success.

    Some new investors skip thorough market research. Knowing what’s happening locally helps pick the right investments. Missing this step can mean buying properties that don’t bring good returns. To prevent this, investors should study local property trends, population changes, and area developments. Talking to local realtors or checking recent market data reveals opportunities they might otherwise miss.

    Another common mistake is misjudging the full cost of buying and owning a property. It’s not just the price of purchase; hidden extras like maintenance, taxes, insurance, and unexpected repairs add up quickly. Failing to plan for these can inflate the budget and reduce profits fast. Smart investors estimate every possible expense and create a detailed budget plan that includes extra for unexpected repairs.

    Choosing a property without considering its location sets investors up for trouble. Success depends on how close the property is to essential hubs like stores and social spots. Properties in underdeveloped areas often stay empty longer. Experts suggest studying the area to find up-and-coming neighborhoods with good schools nearby and quick access to transportation hubs.

    Jumping into property investing without a plan leads to missed opportunities and poor returns. Whether the goal is steady income from long-term rentals or quick profits from flipping houses, investors should map out the strategy at the start. Without a plan, it’s easy to get swayed by market swings and chase short-term impulses instead of sticking to big-picture goals. Investors should take their time to set clear objectives and then build a step-by-step plan to reach them. Clear goals improve focus and let investors track how they’re doing.

    Entering property deals without enough experience is another mistake. Most investors fail to see how tricky managing a property can get–dealing with tenants, sorting out legal matters, and keeping up with repairs. If investors don’t handle these tasks well, units can stay vacant, tenants can leave, and profits can drop quickly. To avoid that risk, investors should consider teaming up with experienced property experts or seek advice from veterans in the sector.

    Excessive reliance on debt to buy and manage properties can be risky. Borrowing can lift profits when things go well, but too much debt puts investors in a bad position. When loan payments eat into profits or the market dips, paying bills or keeping the property becomes hard. Investors can protect themselves by borrowing what they can manage, tying it to their resources, and reserving cash for uncertain times.

    Ignoring laws and compliance rules puts investors at risk of fines and lawsuits. Investors must understand zoning rules, tenant rights, and property management laws, or risk penalties and lost rent.

    Finally, letting emotions dictate investment decisions leads to financial trouble. A deep attachment to a property can cloud judgment, blinding investors to market facts and key data. Investors should anchor their choices in objective, clear logic to avoid this mistake, relying on detailed market studies and solid financial breakdowns, not feelings. Keeping a cool head and staying detached grounds investments in logic, boosting returns and long-term strength.

  • Navigating Real Estate Transactions

    Navigating Real Estate Transactions

    Real estate transactions have several complex components. Good strategies and planning simplify the process and prevent legal issues.

    Property deals move in a set order, from market listing to closing. Each stage demands planning and attention. When parties understand the sequence, they can set realistic timelines and know what to expect. Good planning stops delays and mitigates unexpected setbacks, such as contract disputes, that can jeopardize deals.

    Early identification of common problems also ensures smooth transactions. If ignored, financing troubles, title issues, and inspection flaws can quickly ruin a deal. Prior knowledge of these risks lets buyers and sellers develop contingency plans to solve problems or prevent them from escalating.

    Sellers need good plans to market their properties. Staging the home, setting a fair price, and sharing complete documents attract serious buyers. Full and proper disclosure of property details builds trust and speeds the sale.

    Good negotiating skills, whether buying or selling, are integral for successful real estate transactions. Realistic, fact-based discussions help the transacting parties reach fair agreements. To have an upper hand in negotiations, parties should conduct market research and compare sales data.

    Thorough due diligence protects all involved. Carefully reviewing every detail—legal papers, property records, and zoning information—reduces risks and surprises. For buyers, due diligence is crucial before submitting an offer. It also boosts confidence in negotiations.

    Insurance coverage protects investments before finalizing a property transaction. Conducting thorough risk assessments and securing property and title insurance helps parties shield themselves from unforeseen issues, financial loss, and legal disputes, giving them peace of mind.

    Technology has transformed property transactions. Modern digital tools – such as communication apps, scheduling systems, and blockchain records – speed deals, make them safer, reduce errors, and save time. Software applications let parties sign contracts digitally, removing paperwork and speeding up closing. Digital systems enhance transparency and smooth transactions, while online platforms give parties instant updates and facilitate easy contact.

    Virtual reality technology has been a game-changer in the transaction process. With virtual tours providing а 360-degree property view, buyers can spot issues and verify details without stepping on-site. This tech reduces the time and cost of traveling and speeds up the process.

    Financing lays the groundwork for smooth property transactions. Buyers should explore several loan choices, such as conventional and Federal Housing Administration loans, and learn about interest rates. Good financial planning speeds up the process. Moreover, buyers must confirm their financing and meet other requirements for the deal to proceed. These requirements have a set deadline, or contingency date, by which all key undertakings, including negotiations, must happen.

    Regulatory compliance is crucial when closing deals. Both sides must check contracts, disclosure forms, and title reports for mistakes and legal requirements. Legal advisers can help ensure compliance, prevent controversies, and protect client interests if compliance disputes arise.

    A support network helps in real estate transactions. Agents and lenders offer assistance throughout the process. A skilled team streamlines paperwork, ensures timely legal reviews, and coordinates schedules.

    Post-transaction support offers several benefits, particularly through a transaction coordinator (TC) in real estate. TCs assist in handling the numerous tasks involved in closing a deal, freeing up time to focus on other ventures. They also monitor adherence to the contract terms, arrange closing dates, and verify that parties have accurately completed all necessary documentation.

  • Understanding Distressed Real Estate Properties

    Understanding Distressed Real Estate Properties

    In real estate investing, distressed properties refer to those facing foreclosure, disposal by a lender after an unsuccessful auction, or financial issues such as unpaid liens or taxes. Even though distressed properties often sell for less than market value, potential investors should avoid making rushed decisions, hoping to make quick profits.

    Before purchasing, an investor should determine the reasons behind the property’s status. Common causes of distressed properties include poor management, unprofitability, property faults, or unpaid dues or taxes. For instance, potential investors should determine how much they must set aside to restore the property to profitability. Understanding the reasons that caused the distress helps investors avoid making mistakes similar to those of the previous owner.

    Settlement for distressed properties can take longer due to legal or financial issues from the previous owner. For instance, if a property becomes distressed due to a bankruptcy proceeding, courts must approve the sale, which takes time. Legal or financial issues can also increase the risk of a sale falling through. Thus, investors should hire a legal professional or conveyancer to review the documentation, discover any red flags, and advise on handling the complexities associated with purchasing distressed properties.

  • Factors to Consider Before Investment in Real Estate

    Factors to Consider Before Investment in Real Estate

    Investing in real estate can reward investors. However, it requires in-depth analysis and informed decision-making. Investors should consider some factors before investing in a property, such as the property’s location.

    Property Location

    Location has a direct impact on the profitability of a property. Therefore, each investor must consider the pros and cons of a property’s location. Desirable locations feature proximity to retail shops and markets, hospitals, transport hubs, and warehouses. They also qualify for tax exemptions. Investors should also explore how the area might evolve during the investment period. Thus, consult with public agencies and attend local town hall meetings. It provides investors access to long-term future development plans for the neighborhood and determines if the site will remain favorable for investment.

    Property Valuation

    Property valuation determines the listing price, financing level, investment analysis, taxation, and insurance. Common parameters for property valuation include a sales comparison approach, in which a potential investor analyzes comparable sales of similar properties within the same neighborhood. Additionally, a cost approach examines the cost of land, construction, and depreciation to verify whether an area is suitable for new construction.

    Financial Analysis Evaluation

    Finally, investors must analyze a property’s financial aspects. Key parameters to consider include cash flow projections, net operating income (NOI—business income less expenses), and return on investment (ROI). Analyzing this information discloses key information to determine a potential investment’s financial feasibility.

  • How an Entrepreneurial Spirit Drives Innovation

    An entrepreneurial spirit fosters innovation by encouraging individuals to challenge conventional thinking and explore novel solutions. This thinking best suits creativity; it helps you see opportunities others would pass over. Challenging accepted wisdom will help you generate innovative ideas that propel advancement and open the roadways to unexpected achievement.

    Embracing calculated risks is another hallmark of the entrepreneurial spirit. This approach involves venturing into uncharted territories with informed confidence. While uncertainty can be daunting, it often leads to discovering innovative products, services, or processes that distinguish you in the marketplace and help carve a unique niche.

    Resilience is crucial for innovation. The entrepreneurial mindset views setbacks as valuable learning experiences rather than insurmountable failures. By maintaining determination and adaptability, you refine your ideas and pursue innovation even in diversity, ensuring long-term growth and success.

    Proactivity and adaptability are essential traits associated with an entrepreneurial spirit. By anticipating market trends and responding swiftly to changes, you position yourself to stay ahead of the curve. This agility allows for the continuous improvement of offerings, ensuring they remain relevant and competitive in a rapidly changing environment.

    Fostering an entrepreneurial culture within an organization can enhance employee engagement and morale. Encouraging team members to be innovative and take responsibility for their jobs helps them commit more to the business’s success. This group effort creates a vibrant workplace where invention runs wild and teamwork produces significant discoveries.

    Another often overlooked aspect of entrepreneurial thinking is its ability to harness resourcefulness. You can achieve significant results without relying on extensive budgets or infrastructure by finding unconventional ways to maximize limited resources. This creative problem-solving ensures that constraints are not barriers but opportunities to innovate and excel.

    Beyond individual traits, the entrepreneurial spirit can act as a catalyst for societal advancement. By developing this thinking, you help create a society that celebrates ongoing development and innovative problem-solving. This shared acceptance of entrepreneurial ideas propels advancement in many different fields and motivates a future in which innovation becomes the cornerstone of sustainable development.

  • Creating a Network of Faith Centered and Legal Professionals

    The Christian Legal Society (CLS) is a unique platform to connect, grow, and serve together as Christian lawyers. With a community that integrates faith into their careers, the Attorney Ministries of CLS promote local fellowships for legal professionals to share challenges, resources, as well as prayers.

    CLS members meet regularly for Bible studies, faith-based discussions and approaches to legal issues, and mentoring younger professionals interested in the field. These gatherings provide a supportive network and a source of spiritual encouragement and practical guidance to Christian attorneys.

    Aside from fellowship groups, CLS also conducts national conferences and webinars aimed at broadening opportunities to connect with the community of legal professionals.

    With a network of faith-based lawyers, these professionals, as well as aspiring ones, can stand strong in their convictions, face complex legal battles, and serve their clients with integrity. As a result, CLS produces transformed professional lives while creating a lasting impact on the community because of the power of shared faith.

  • What Is a Contingency in a Real Estate Contract?

    A contingency in a real estate agreement specifies a requirement the buyer or seller must fulfill to proceed with the sale. Contingencies are in almost all real estate agreements to protect the buyers and sellers. Failure to meet the required conditions violates the contract, which hinders sale completion.

    Contingency transactions act as protective measures for both buyers and sellers. For buyers, they provide a safety net against unexpected financial burdens or property issues, ensuring that they can withdraw from the agreement without losing their earnest money if certain conditions aren’t met.

    On the seller’s side, contingencies establish clear deadlines and expectations, helping to avoid prolonged negotiations and minimizing the risk of last-minute deal cancellations. Additionally, the ability to negotiate the terms of contingencies offers flexibility, allowing both parties to address specific needs and concerns, which can ultimately increase the likelihood of a successful and mutually beneficial transaction.

    Contingency clauses allow buyers or sellers to terminate a contract if the other party does not fulfill certain conditions. Different real estate contingencies protect buyers and sellers. They include the mortgage contingency, home inspection, a 24-hour attorney review, and time to sell the buyer’s current home.